I raised a question in Parliament about whether the Ministry of Manpower proactively informs retrenched low-wage workers about the Short-Term Relief Fund (STRF) when employers submit retrenchment notifications or enter liquidation. I asked this question because I was concerned that many lower income workers may be unaware that this support exists during company closures.
The Acting Minister for Manpower explained that when employees file salary claims with the Tripartite Alliance for Dispute Management (TADM), TADM first engages employers to attempt salary recovery, a process which can take one to two months. If mediation fails and the salary cannot be recovered despite best efforts, TADM will then process STRF disbursements for eligible claimants. Those with urgent financial needs are referred to Social Service Offices.
This is the full question and answer from 4 Aug 2026:
Improving Short-Term Relief Fund Outreach To Retrenched Low-Wage Workers And Expediting Emergency Payouts After Company Closure
Mr Gerald Giam Yean Song asked the Acting Minister for Manpower (a) whether the Ministry proactively informs retrenched local, low-wage workers about the Short-Term Relief Fund soon after employers submit retrenchment notifications or enter liquidation; and (b) whether it will consider an interim emergency payout within one week of company closure, given that current disbursements take one to two months after claim verification.
Ms Jasmin Lau: The Short-Term Relief Fund (STRF) provides financial relief as a last resort to eligible local lower income workers when their owed salaries, which their employers are legally obligated to pay, cannot be recovered. When employees file salary claims with the Tripartite Alliance for Dispute Management (TADM), TADM will first engage their employers, mediate and help to recover the owed salaries from the employers. If the salary cannot be recovered despite best efforts, TADM will process STRF disbursements for eligible claimants. The disbursement may take one to two months as TADM needs to establish that the claims are valid and the salaries owed genuinely cannot be recovered. For those with urgent financial needs, we will refer them to their respective Social Service Office for financial assistance to meet their basic needs.
Tag: workers
Elevating Skilled Trades into High-Value Careers
Speech on the Motion “An Economy of the Future that Works for All”, 5 Aug 2026.
Gerald Giam (Aljunied GRC)
Mr Speaker,
For decades, skilled tradespersons—from electricians and plumbers to lift engineers and infrastructure technicians—have not been accorded the prestige and pay that match their vital economic contribution. We have relied on foreign labour arbitrage and allowed unlicensed workers to perform tasks meant for certified practitioners, inevitably suppressing local trade earnings over time.
With a median monthly income of just $2,700 in 2023, skilled trades are seldom seen as a career of first-choice for young Singaporeans. Over the past decade, the local craft workforce has shrunk by 40% to 50%. Of the 186,000 craftsmen and trades workers in Singapore, only 28% are locals—and their ranks are ageing, with a median age of 56.
Yet, skilled tradespersons form the bedrock of our national infrastructure. While artificial intelligence can automate administrative reports and overseas remote workers can process corporate accounts, they cannot physically re-wire a server room, repair a water main or maintain critical infrastructure in Singapore. These crafts are inherently localised, highly skilled and resistant to remote replacement.
If we want to offer genuine economic mobility to our vocational graduates, we cannot leave the skilled trades trapped by undercutting from unlicensed workers, rigid licensing regimes and limited career progression pathways. We must elevate these vocations into respected, high-earning avenues of trade entrepreneurship and national pride.
Confronting the Structural Limits of Upskilling
While upskilling is essential, classroom retraining has limited utility in technical crafts compared to master-led apprenticeships. And training alone cannot resolve deeper market distortions.
As we look to elevate skilled technical vocations, relying on frameworks patterned after the Progressive Wage Model or the Career Progression Model will reach natural structural limits. While these models establish important wage floors across foundational sectors, their design relies heavily on climbing fixed corporate ladders into administrative or supervisory roles—positions that are inherently limited in number and compel artisans to abandon their practical craft just to earn a higher income.
To enable our artisans to achieve true, long-term wage progression, we must look beyond administrative ladders and restructure the underlying market so that technical mastery naturally commands the true market value of their craft.
The Market-Friendly Trade Competency Framework
To achieve this, we must introduce a market-friendly Trade Competency Framework that elevates skilled trades into highly respected avenues of independent enterprise and professional advancement. We must enable tradespersons to contribute to and build prosperous, scalable businesses, ensuring they do not feel stuck in demanding jobs with limited prospects.
The Economic Strategy Review (ESR) report rightly acknowledges that essential physical trades are vital to Singapore’s economic resilience. However, its recommendations continue to rely on incremental tweaks within employer-led models. While the ESR points to outsourcing and weak skills recognition, it remains silent on the deeper structural distortions depressing trade wages.
The report features an inspiring young electrician whose grit is truly commendable. Yet his pathway is telling: unlocking high earnings required four academic degrees, from NITEC all the way to a Master’s degree. I applaud his drive, but question the system. Why force a master craftsman through an academic obstacle course instead of directly valuing hands-on mastery and independent enterprise?
Proposal 1: Ensure Safety Standards Are Upheld by Tackling the Unlicensed Market
This paradigm shift must begin with how these essential vocations are regulated and protected in the open market.
Consider our current licensing regimes. Almost all fixed electrical work legally requires an EMA-Licensed Electrical Worker, while regulated plumbing requires a PUB-Licensed Plumber. While non-compliance carries statutory fines up to $10,000, a jail term of up to three years, or both, daily practice reveals a massive gap between the rates charged by licensed tradespersons and unregulated marketplace alternatives.
This economic gap tempts cash-constrained buyers to opt for uncertified options across many routine property maintenance tasks.
Such choices carry serious public safety risks. Uncertified electrical work can cause loose connections, arcing, structural fires or electrocution, while improper plumbing joints can lead to concealed leaks, sewage backflow or water supply contamination.
In 2016, the improper wiring of a water heater to a three-pin plug by workers unlicensed to do electrical work resulted in the tragic electrocution of a 15-year-old boy in his HDB flat. Similarly, in 2020, an elderly couple and their son were electrocuted to death in their Jurong flat due to a similar unsafe installation of a water heater.
To protect public safety and shield local artisans from wage-depressing undercutting, regulators, including EMA and PUB, must enforce strict regulatory baselines for all market players, whether local or foreign, to ensure local artisans compete on a true level playing field of technical quality and safety. This will require the agencies to staff sufficient inspectors and auditors to conduct enforcement, and respond to whistleblowing complaints.
Proposal 2: Streamlining Vocational Pathways Through Modular Trade Endorsements
Second, we must streamline how local talent enters and moves through the vocational talent pipeline. Local manpower supply is currently constrained by rigid structures that force junior workers and mid-career entrants through a long, uncertain route just to secure a licence.
We should promote the skilled trades to students and mid-career switchers as viable, respected alternatives to polytechnic diplomas and university degrees. Training pathways already exist—whether through full-time ITE programmes or certification courses at the BCA Academy or Singapore Institute of Power and Gas for mid-career switchers. However, despite completing their classroom education, aspiring tradespersons face structural challenges when attempting to translate those qualifications into licensed, independent careers.
The structural bottleneck lies in the post-graduation licensing requirement of completing two years of practical experience covering a full spectrum of trade work. Trade practitioners I spoke to have highlighted that, in reality, almost no small contractor covers the entire spectrum of work. Expecting a residential service plumber to log experience across industrial supply systems creates a practical bottleneck, as current evaluation criteria favour multi-year commercial construction projects over day-to-day residential maintenance.
We can resolve the licensing bottleneck by implementing a Modular Trade Endorsement Pathway. Instead of requiring two years of full spectrum experience before a worker can practise independently, this pathway certifies specific, verified competencies task by task.
Each cleared module would legally authorise a tradesperson for that specific scope of work—whether in water heater installations, sanitary piping or wiring loops. These milestones are verified via hands-on practical assessments, customer ratings and structured peer reviews by master practitioners. This allows local apprentices to start practising legally and earning a respectable living for the tasks they have mastered, while progressively expanding their certified scope over time.
Proposal 3: Tradesperson Skills Ledger and National Trades Marketplace
To operationalise these modular endorsements, we need a modern digital architecture: an official Tradesperson Skills Ledger platform.
This platform serves a dual purpose. It allows tradespersons to log task-specific trade endorsements verified under the supervision of licensed artisans, creating an immutable record of their practical milestones.
It can also double as a national trades marketplace, connecting buyers—both enterprises and homeowners—directly with licensed tradespersons based on verified modular competencies, domain expertise and clear rate schedules set transparently by the artisans themselves. Clear benchmark call-out rate bands can be established—providing upfront price transparency for property owners while guaranteeing fair off-hours compensation for artisans, eliminating both predatory surge gouging and artificial wage caps. By streamlining matching and reducing administrative overhead for both small contractors and buyers, the system enables tradespersons to establish sustainable commercial clients, secure corporate procurement contracts and build long-term business equity.
Proposal 4: Addressing the Employer Hold-up Problem
Fourth, we must eliminate the structural over-reliance on an employer’s sole discretion to advance an apprentice’s career. Across skilled trades, the government currently enforces safety through rigid employer-tied licensing requirements, inadvertently granting employers veto power over an entry-level worker’s advancement.
Under the current market structure, established employers have little commercial incentive to sign off on the logbooks and testimonials of apprentices, who may later become direct competitors. While on-the-job training under senior practitioners remains essential, we must ensure that if an apprentice faces unreasonable administrative delays or employer gatekeeping, an independent audit mechanism exists.
An apprentice should be able to submit their immutable digital work logs and project portfolios to an independent Technical Panel for verification. This preserves direct supervisory accountability while protecting apprentices from career stagnation and employer hold-up.
Proposal 5: Setting Up the Singapore Guild of Skilled Tradespersons
Finally, to tie these pillars together, I propose establishing a new, autonomous entity called the Singapore Guild of Skilled Tradespersons, which will define baseline competencies, advocate for fair commercial rates, manage the Tradesperson Skills Ledger, and empower local tradespersons to self-regulate and scale their operations.
Existing industry bodies like the Singapore Plumbing Society, the Singapore Electrical Contractors and Licensed Electrical Workers Association and the Specialist Trade Alliance of Singapore possess relevant sectoral familiarity. These trade societies can be reformed and integrated as dedicated Chambers under this Guild. This will give every tradesperson a direct voice, remove corporate employer gatekeeping and empower artisans to govern their craft under a self-regulatory model similar to those enjoyed by doctors, engineers and accountants.
Under this four-sided partnership of shared accountability:
- Employers provide structured apprenticeships, with all progress and milestones logged transparently on the Tradesperson Skills Ledger.
- The Singapore Guild of Skilled Tradespersons acts as an independent quality auditor and serves as safety guardian.
- Tradespersons maintain verified digital profiles and direct statutory accountability for work within their endorsed scope.
- And consumers gain direct access to a trusted, transparent marketplace with verified quality assurance.
Institutionalising Professional Stature and Social Standing
Mr Speaker, elevating our physical crafts requires more than just policy tweaks; it demands restoring the social standing and institutional dignity of our artisans. When we give skilled tradespersons the autonomy to govern their own professions, command transparent commercial returns for their mastery, and build independent, high-earning businesses, we can fundamentally change how society views this form of blue-collar work.
By replacing rigid academic treadmills with direct market rewards for technical excellence, entering a trade will no longer be seen as a second-best option born of academic detour, but a proud, lucrative and respected pathway into entrepreneurship and master craftsmanship. Through independent representation, technology-driven competency tracking and structured apprenticeships, this comprehensive structural redesign will restore our workers’ leverage and ensure that national economic progress serves the dignity and prosperity of every Singaporean.
I support the original motion standing in the names of my Honourable Friends, Mr Kenneth Tiong, the Member for Aljunied GRC, and Assoc Prof Jamus Lim, the Member for Sengkang GRC.
Advocating for workers facing unpaid wages
How can your salary rights be better protected during sudden company closures?
Advocating for workers facing unpaid wages is a critical priority, ensuring they are not left behind when companies close abruptly.
I raised questions in Parliament on 13 January 2026 regarding wage non-payment issues, questioning why we still lack mandatory wage recovery insurance and personal liability for directors. The Minister highlighted existing priority rankings for unsecured debts and the Short-Term Relief Fund but did not address these specific legislative gaps. This response remains inadequate because without tracking full data or implementing tougher measures, we cannot fully protect workers’ livelihoods.
Looking forward, I have filed four follow-up Parliamentary Questions for the upcoming sitting on 8 July 2026. I am continuing to push for proactive investigations before liquidation happens and asking why the authorities do not track the total number of affected workers. I am also advocating for mandatory wage recovery insurance, personal liability for company directors, and an interim emergency payout within one week of company closures to better protect employees.
Read the full questions and answers below.
Support for Employees Affected by Abrupt Closure of Companies and Proposal to Amend Insolvency, Restructuring and Dissolution Act 2018 to Prioritise Payout to Employees (13 Jan 2026)
Mr Gerald Giam Yean Song asked the Minister for Manpower for each of the last three years (a) how many workers have been affected by corporate liquidations and what is the total quantum of unpaid wages; (b) how many workers received payouts from the short-term relief fund; and (c) what is the total amount disbursed to these affected individuals to help them tide through financial difficulties following the abrupt closure of their employers.
Mr Gerald Giam Yean Song asked the Minister for Manpower whether the Ministry will explore (i) mandatory wage recovery insurance, (ii) personal liability for directors for unpaid salaries and (iii) amending the Insolvency, Restructuring and Dissolution Act 2018 to prioritise employees over secured creditors by default without requiring employees to file claims with the Tripartite Alliance for Dispute Management, to deter irresponsible business closures and ensure workers are paid first.
Dr Tan See Leng: When businesses wind up, including preparing for and during liquidation proceedings, firms should act responsibly and ensure that workers’ salaries are paid on time to the best of their abilities.
The Government fully recognises the importance of employees’ claims on salaries in the event of their employers winding up. In the Insolvency, Restructuring and Dissolution Act, employees’ claims are already ranked first and above all other unsecured debts, and are behind only the costs and expenses of administration, which are necessary for the winding up to proceed smoothly.
We have measures in place to support employees and ensure responsible business practices. The Ministry of Manpower (MOM) investigates and takes action against employers who breach employment legislation when winding up, including those who wilfully do not pay salaries despite having the means to do so. If employers truly cannot pay their salary arrears due to business failure, the Short-Term Relief Fund (STRF) is available to provide financial assistance to eligible local lower-income workers.
Between 2023 to 2025, about $600,000 was disbursed from the STRF to 260 workers who did not receive their salaries due to corporate liquidation. MOM does not track the total number of workers with unpaid wages due to corporate liquidations.
We also provide workers who have lost their jobs with support to search for and take on new jobs with good longer-term prospects. Local workers may tap on career matching services and training programmes offered by Workforce Singapore (WSG), SkillsFuture Singapore and Employment and Employability Institute, and may also receive temporary financial support under the SkillsFuture Jobseeker Support scheme. Lower-income households who require financial assistance to meet basic needs may also approach their Social Service Office.
Beyond measures to support displaced workers, the Government encourages and supports Singaporeans to take care of their career health and stay relevant in their jobs. Under the Career Health SG programme, workers can tap on various tools to do so, such as the CareersFinder feature on WSG’s MyCareersFuture job portal and the Polaris career guidance programme. Such programmes help workers to be better equipped to navigate challenges and stay resilient in their careers.
Source: Singapore Parliament Reports (Hansard)
Questions Filed for 8 July 2026:
*Mr Gerald Giam Yean Song: To ask the Minister for Manpower (a) what are the reasons for not introducing mandatory wage recovery insurance and personal liability for company directors for unpaid salaries; and (b) what legislative hurdles exist in amending the Insolvency, Restructuring and Dissolution Act 2018 to prioritise employees over secured creditors.
*Mr Gerald Giam Yean Song: To ask the Minister for Manpower (a) what specific thresholds of non-payment or delayed Central Provident Fund contributions trigger an active, proactive investigation into an employer before corporate liquidation proceedings begin; and (b) how many such proactive investigations have been conducted by the Ministry in the past year.
Mr Gerald Giam Yean Song: To ask the Minister for Manpower (a) why the Ministry does not track the total number of workers with unpaid wages due to corporate liquidations; (b) how it accurately assesses the full scale of the wage arrears problem and evaluates the adequacy of existing financial safety nets without this baseline data; and (c) whether the Ministry will begin tracking such data to improve policy reviews.
Mr Gerald Giam Yean Song: To ask the Minister for Manpower (a) whether the Ministry proactively informs retrenched local, low-wage workers about the Short-Term Relief Fund soon after employers submit retrenchment notifications or enter liquidation; and (b) whether it will consider an interim emergency payout within one week of company closure, given that current disbursements take one to two months after claim verification.
* denotes a question for oral answer
Tackling income inequality should be Govt’s top priority
Our national productivity drive needs to start from the top. We currently have three very senior ministers advising the PM, three ministers in the Prime Minister’s Office—two of them without any portfolio—nine ministers of state and six parliamentary secretaries, most of whom are drawing multi-million dollar salaries. Does the prime minister of such a small country really need so many advisers and ministers assisting him?
This is my response to the Finance Minister’s Budget 2010 speech.
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Income inequality is one of the biggest challenges our nation faces. The median household income in 2009 was only 71 per cent of the average income, down from 74 per cent in 1999 [see note 1]. This means that the few very high income earners are pulling up the average, while the large number of lower income earners are pulling down the median. The share of wages in GDP has declined from 47 per cent in 2001 to 41 per cent in 2006 [see note 2]. The Gini coefficient–a measure of income inequality–rose from 0.436 in 1990 to 0.478 in 2009, indicating a widening income gap.
Increasing income inequality has been shown to coincide with higher divorce rates [see note 3] and crime rates [see note 4], particularly property crime. Singapore’s wealthy elites can no longer afford to simply turn a blind eye to the plight of the poor, thinking it will not affect them–because it will, eventually.
Reducing income inequality should be the top priority of the government. This government needs to pay more than just lip service to the goal of ensuring that all Singaporeans benefit from economic growth.
Continue reading “Tackling income inequality should be Govt’s top priority”
Low Thia Khiang: Don’t cut pay of workers who reach 60
This was a speech in Parliament on 11 March 2010 by MP for Hougang, Low Thia Khiang, during the Committee of Supply debate, on the budget for the Ministry of Manpower (MOM). Read other Workers’ Party speeches and statements at wp.sg.
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By 2012, the re-employment legislation will require employers to offer re-employment to workers reaching 62 years of age, up to age 65, and eventually to age 67. However, the Re-employment legislation will not replace the Retirement Act of 1999.
The Retirement Act allows an employer to reduce the wages of older employees by up to 10 per cent on or at any time after the employee attains 60 years of age.
The 10 per cent pay cut at age 60 was recommended by the Tripartite Committee on the Extension of Retirement and the justification then was to address the problem of the seniority-based-wage system.
With the Government’s call to increase productivity and the progress made in wage restructuring from a seniority-based wage system to a performance-based wage system, I would like to call upon the Government to review the Retirement Act of 1999 by removing the wage reduction option given to employers.
Continue reading “Low Thia Khiang: Don’t cut pay of workers who reach 60”
Low Thia Khiang: Give part-time and contract workers have good training opportunities
This was a speech in Parliament on 11 March 2010 by MP for Hougang, Low Thia Khiang, during the Committee of Supply debate, on the budget for the Ministry of Manpower (MOM). Read other Workers’ Party speeches and statements at wp.sg.
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As at June 2009, there were 87,400 resident employees on short term contracts of less than three months and 156,200 residents on part-time employment. About half of these employees are in the older age group and the majority of them have lower educational qualifications, with a gross monthly income of below $1,000.
I am of the view that the number in this category of employees would increase over time because companies want flexible manpower and to be able to respond faster to changing demand and cost variations as the business environment changes. Secondly, as our society matures with an increasing number of ageing employees, more people may prefer such a mode of employment, as seniors may not want to work full time.
Contract and part-time workers may not necessary be low wage and low productivity. Some studies have shown that part-time workers can be as productive as full-time workers and companies employing part timers do not necessary suffer low productivity. I understand that in the Netherlands, in which a relatively large share of the workforce works part-time, achieves high labour productivity. Hence, I believe that there is much room for improvement in productivity and income of our contract and part-time workers.
Protect the Singaporean Worker

Economic growth should benefit all, not just the rich
By Avery Chong, Gerald Giam, Nathaniel Koh, Watson Chong and Yaw Shin Leong
Singaporean workers are facing their most challenging period since Independence. Thousands have lost their jobs since the current economic crisis began last year, and unemployment is expected to continue rising through 2009 and beyond. Many workers have been forced to accept salary cuts or go on unpaid leave to help their companies stay profitable.
These workers should be saluted for their resilience, perseverance and adaptability in the face of enormous challenges. Singapore’s prosperity and economic progress were achieved primarily through the sweat of our workers.
The Government always claims credit for Singapore’s economic growth during good times, yet conveniently blames the global downturn when our economy takes a nosedive. However the facts tell a different story. Singapore was the first country in Asia to slip into recession last year. Our GDP is expected to contract 8.8% this year — much worse than almost all our major trading partners (see Annex A for the economic forecasts for our top trading partners).
The Government’s economic model may no longer serving us well, and we need to start a national conversation to discuss alternative economic models to take Singapore to the next level of progress.
Continue reading “Economic growth should benefit all, not just the rich”